There are so many different types of restaurants that it is impossible to find a one-size-fits-all insurance policy. Learn restaurant insurance coverage essentials.
Learn what the liability and umbrella policies included in your restaurant insurance will cover including delivery driving which is typically not covered. Learn more...
Do you have liquor liability insurance? You cannot assume that either your General Liability or Umbrella Policy will protect you should you suffer a loss that can be directly connected to the consumption or sale of liquor. Learn more...
Is your outdoor dining covered by your general liability restaurant insurance? You may need some additional supplements to ensure full coverage and protection. Learn more...
Covid-19 and staffing shortages are causing unprecedented problems for restaurant
owners and may impact your restaurant and insurance coverage. Learn how...
Because of the high dollar value of settlements, today’s restaurant and bar owners
are choosing to extend their restaurant insurance coverage by purchasing high-limit
umbrella policies. Learn why...
With the exception of Texas, every state in the US requires private employers to
carry Workers’ Compensation Insurance and each state has its own rules. Learn what
New Jersey’s are.
Most general liability insurance policies specifically exclude employment practices
liability coverage and, as an employer of even a small staff, you do need that
protection. Learn more..
Sewage back-up, water-pressure interruption, electricity or gas outage… any and all
of these can lead to serious problems and often the temporary closure of a
restaurant.
Food spoilage and contamination insurance is a sensible “add-on” coverage for any
restaurant or food-related business as part of an overall restaurant insurance
policy.
As a restaurant owner, the impact of that person acting under the influence can have
far-reaching consequences if you don’t have liquor liability insurance.
No matter how diligent you are as a restaurant owner, there will always be
circumstances that can unexpectedly force you to temporarily close your doors.
